Will my own car insurance or credit card cover my insurance on the camper van during my trip?

If you are a U.S. or Canadian resident with a valid driver’s license from either country, and you have auto insurance or credit card insurance that provides full coverage for rental vehicles (including minivans), you MAY not have coverage for our camper vans. It is because they might be considered “modified,” or “conversion,” vehicles,  or “recreational vehicles.” We recommend reading the fine print of your policy, and checking with your own insurance company or credit card provider prior to picking up your camper van. If you decline our CDW and/or SLI options, your credit card will be charged for the cost of any and all damages at return, and you will need to make a claim through your own insurance company for reimbursement. Generally, they don’t seem to cover it, but some do! Escape Tip: after 11 years of experience, we have found that about 99% of of the time, auto insurance and credit card insurance policies do not cover modified or conversion vehicles. 

Learn more about Escape’s insurance options.